Services
We help you prepare and submit loan and mortgage applications to the right bank. The bank reviews the file and decides. We do not lend, originate mortgages, or promise approval, rates, or timing.
We prepare and submit applications to banks for personal loans, mortgages for residents and non-residents, vehicle loans, refinancing and debt consolidation, home equity loans, credit cards, and mortgage pre-approval requests. Purchase planning support is included when the file involves a property purchase.
We review your credit profile and outline a plan that may improve the chance a bank will accept the file. No outcome is guaranteed.
We assemble the papers banks usually ask for, including proof of income, bank statements, tax filings, and property documents.
We follow the file with the bank until it is approved or declined, then compare offers from different banks and explain terms, fees, and rates. The lender, not Del Este Financial, grants any loan.
Del Este Financial is an independent, fee-based consulting and advisory firm. We are not a bank, lender or securities broker or adviser, we do not lend money, take deposits, or hold client funds, and we do not guarantee loan approval, rates or returns. Loans are granted by the banks and institutions directly to the client. Fees are for our time and services only.